Collector Car Insurance Companies
- 32wildbilly
- Never gonna run around and desert you
- Posts: 5778
- Joined: Sat Jan 06, 2018 2:46 pm
- Location: Kneebraska
Collector Car Insurance Companies
Anybody have experience with any of the Collector Car insurance companies? Like Hagerty, American Collectors, etc? Was reading a post at the "other site" and someone mentioned these as reasonably priced options for low mile usage special vehicles like ours. Did some research and got some quotes. Seems like there are a lot of dissatisfied customers, but the prices are better than my standard insurance company prices.
Never gonna make you cry...
- FRUNKenstein
- Curator Extraordinaire
- Posts: 3952
- Joined: Fri Jan 05, 2018 11:02 pm
- Location: Wheat field, dammit, wheat!
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Re: Collector Car Insurance Companies
Hagerty is probably the best known. Full disclosure, they are a sponsor of the museum, but I've not heard any complaints about them.
www.kansascityautomuseum.com
Current:
2002 996TT X50, Guards Red
1987 928S4, Guards Red
1987 951, Guards Red
1973 914 2.0 Bahia Red
2006 955S, Lapis Blue
Other toys:
1988 BMW 325i Cabriolet, Alpin Weiss
1987 Bertone X1/9, Verde Chiaro
Gone but not forgotten: 1975 914 2.0, Laguna Blue; 1999 996 C4 Aerokit Black; 1990 964 C2 Guards Red; 2006 955S Arctic Silver
Current:
2002 996TT X50, Guards Red
1987 928S4, Guards Red
1987 951, Guards Red
1973 914 2.0 Bahia Red
2006 955S, Lapis Blue
Other toys:
1988 BMW 325i Cabriolet, Alpin Weiss
1987 Bertone X1/9, Verde Chiaro
Gone but not forgotten: 1975 914 2.0, Laguna Blue; 1999 996 C4 Aerokit Black; 1990 964 C2 Guards Red; 2006 955S Arctic Silver
Re: Collector Car Insurance Companies
I used to have a declared value policy on the miata that covered storage, transport and paddock and limited street miles to/from the mechanic. I cancelled it because the car isn't street legal or registered so if it's going anywhere it's on the trailer.
I'm not sure they'd be a good choice for anything daily driven or even driven for enjoyment.
I'm not sure they'd be a good choice for anything daily driven or even driven for enjoyment.
2002 Guards Red Targa, Fister exhaust, H&R Sport Springs, semisolid motor mounts
1997 MX-5 track car
Friday at the Track, Chin Trackdays, SCCA WDCR Novice Classroom Instructor, SCDA, Audi Club Potomac, TrackDaze HPDE Instructor
June 16, 2017 Funland GoKart Champion (6:13 p.m. main event)
Willing to risk life for track time
1997 MX-5 track car
Friday at the Track, Chin Trackdays, SCCA WDCR Novice Classroom Instructor, SCDA, Audi Club Potomac, TrackDaze HPDE Instructor
June 16, 2017 Funland GoKart Champion (6:13 p.m. main event)
Willing to risk life for track time
- 32wildbilly
- Never gonna run around and desert you
- Posts: 5778
- Joined: Sat Jan 06, 2018 2:46 pm
- Location: Kneebraska
Re: Collector Car Insurance Companies
I'm embarrassed to say I average approximately 1000 miles per year, so not a daily driver and for only about 5-6 months per year as I store it during the winter.DTMiller wrote: ↑Sun Apr 29, 2018 6:06 pm I used to have a declared value policy on the miata that covered storage, transport and paddock and limited street miles to/from the mechanic. I cancelled it because the car isn't street legal or registered so if it's going anywhere it's on the trailer.
I'm not sure they'd be a good choice for anything daily driven or even driven for enjoyment.
Never gonna make you cry...
- Cuda911
- Possum Hauler
- Posts: 897
- Joined: Fri Jan 05, 2018 6:34 pm
- Location: Oceanside and Vista (N. San Diego County), CA
Re: Collector Car Insurance Companies
I have several of my cars insured through American Collectors. Great rates. Never filed a claim, so no idea how they are at servicing the policies.
Mike
'68 Ford Custom 500; '70 Plymouth Cuda; '71 Ford Econoline; 73 Porsche 914 1.7, '74 Porsche 914 1.8; '74 Suzuki TC185; '86 Suzuki GS450L; '88 Subaru GL104WD Turbo Ltd Edn;; '88 Subaru XT; '91 Lexus ES250; '93 Jeep Wrangler, '99 Porsche Boxster, '03 Turbo VW Beetle; '03 Porsche Boxster; '03 Porsche Carrera C2; '07 Porsche Cayman, '11 BMW 328i, '12 Porsche 991 S, '14 Porsche Cayman, & a mishmash of other vehicles.
'68 Ford Custom 500; '70 Plymouth Cuda; '71 Ford Econoline; 73 Porsche 914 1.7, '74 Porsche 914 1.8; '74 Suzuki TC185; '86 Suzuki GS450L; '88 Subaru GL104WD Turbo Ltd Edn;; '88 Subaru XT; '91 Lexus ES250; '93 Jeep Wrangler, '99 Porsche Boxster, '03 Turbo VW Beetle; '03 Porsche Boxster; '03 Porsche Carrera C2; '07 Porsche Cayman, '11 BMW 328i, '12 Porsche 991 S, '14 Porsche Cayman, & a mishmash of other vehicles.
- TheDeckMan
- OG (First 100 Outposters!)
- Posts: 345
- Joined: Fri Feb 16, 2018 8:52 am
- Location: Masshole behind communist lines
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Re: Collector Car Insurance Companies
I moved to Grundy for agreed value on the 996 @ 50k and the 997 at 70k for 500/year for each. Been good to deal with so far. No mileage limits on the policy what so ever.
996TT - Widowmaker Project -RWD, UMW Tune, H&R RSS, Phenix Engineering Control Arms/LCA's, GT3 6 Pistons, SpeedTech 3" X-Pipe, Ported Headers, 997 GT3 Shifter, GT3 Buckets, GT2 Clutch/PP, GT2RS IC's, RSS Roll Bar, GT3 Brake Ducts, Joe Toth Aero/Ducts, Champion Thrust Arms
997TT - LSD, Chrono , UMW Tune, DSC, Phenix Engineering Toe Links & LCA Bushings, Tubi Race, 3" eRams, 964RS Engine Mounts
Audi TT Track Car
Corrado SLC
https://phenixengineering.com/
997TT - LSD, Chrono , UMW Tune, DSC, Phenix Engineering Toe Links & LCA Bushings, Tubi Race, 3" eRams, 964RS Engine Mounts
Audi TT Track Car
Corrado SLC
https://phenixengineering.com/
Re: Collector Car Insurance Companies
I pay a reduced rate with Allstate for the 996 limited to 5,000 miles/year. I think most insurance companies offer similar options.
- OceanBlue2000
- Fresh out of funny, ask Frunk
- Posts: 674
- Joined: Mon Jan 22, 2018 6:01 am
- Location: Swamps o' Jersey
Re: Collector Car Insurance Companies
I looked into it and agree its a better deal for cars like ours that are driven only occasionally. However, I don't qualify because we only have two cars, my wife's DD and the 996 (I commute via public transport). You have to have a car for every driver in the house as well as the 'collector' car.
Mike
Strange things I have in head, that will to hand.
2000 Ocean Blue 996 Carrera 2
1982 928 (sold)
Strange things I have in head, that will to hand.
2000 Ocean Blue 996 Carrera 2
1982 928 (sold)
Re: Collector Car Insurance Companies
I've been very happy with Hagerty. Had some damage during shipping and they got right on it, no questions or back peddling. Take lots of detailed pictures though.
FSI-R40
Re: Collector Car Insurance Companies
I recently got a quote from Hagerty for the 996 for 5k mi per year at $25k agreed value and it was almost a grand. Seemed high to me?